Prevent Identity Theft Online: Are you Prepared to Fight Identity Theft?

As we evolve side by side with our technology many are finding the life much more ambiguous than it’s ever been. Although in many respects we’ve made the world more accessible and easy to access, it has coincided with the loss of overall personal privacy and the protection of individual solidarity. As a result we are all perhaps more in danger of the effects of cyber crimes and identity theft than ever before. Have you taken any measures to know what identity theft prevention involves, or have you already invested time and money into your own identity theft protection services?

• Take personal measures to be up to date with all of your financial accounts from credit cards, to checking and savings accounts, to your business accounts. This means checking their activity more than once a month.
• It is a good habit to shred discarded mail that may have your important personal information on it.
• Although banks have their own high level security systems in place to prevent fraud and theft, it is possible to hire more professional help to protect and monitor your accounts.
• Cover your tracks and keep things locked up. Change your online passwords once a month, run virus scans several times a week, and never give away information like bank accounts, social security numbers, or credit information unless you know with absolute certainty that the website or source is secure.

Criminals make quick work

It doesn’t take long for an identity thief to make lasting damage on your credit score, reputation, and banks accounts. Maybe you only check you credit once a year, and your bank account a few times a month, but in the matter of a few hours a person committing fraud could open up their own credit card line with your personal information and buy cars, boats, and other expensive items without you ever knowing. By the time the news gets back to you its possible your credit score will be dramatically different than it was at the beginning of the month.

Read More About Easy Solution For Reporting Aganist Online Identity Theft!

Your SSN

A criminal with your personal social security number is a major threat. They can easily assume your identity to open bank accounts, start credit cards, buy property and even pay taxes. This can sometimes take place for years without you knowing. The reason is because even when you check your credit score, the three major credit bureaus can not tell you if there is another name attached to your social security number. Even companies which do a credit check can see this information, but they can’t tell you about it. However that doesn’t mean the spending habits of this criminal won’t affect your credit score.

Keep an eye out for the Scam artist

To prevent the theft of your social security number, do not give up the number over the phone or online unless you know it is safe. Scam artists are experts at posing as legitimate bank officials, IRS agents, or school officials and will convince you to turn this information over. Always shred discarded mail from credit card companies, the IRS, your bank, and anything that might contain information an identity thief can use. Don’t hesitate to thoroughly question anyone who asks for your social security number or anyone in your family.

Ways to prevent identity theftonline can be found at www.legal-yogi.com. You can speak with experts on this subject and others any day of the week by calling them directly at 1-800-397-1755.